Difference between revisions of "Insurance questions & answers"

From Hitchin Hackspace
Jump to navigation Jump to search
m (formatting)
(Reformatted version added for comment)
Line 1: Line 1:
details given to Tennyson:
==details given to Tennyson:==


* turn over: £4000
* turn over: £4000
Line 49: Line 49:


They had looked at our website and had seen bighak, though didn't ask for any further information about it.
They had looked at our website and had seen bighak, though didn't ask for any further information about it.
----
==Mike's version==
===Insurance Quote Details for Hitchin Hackspace===
====Location / Site to be covered by insurance====
Address:<br/>
Ransoms Recreation Ground Pavilion<br/>
Ransoms Recreation Ground<br/>
Grove Road<br/>
Hitchin<br/>
SG5 1RQ<br/>
Nearest Postcode for Google Maps: SG5 1RB Alexandra Road<br/>
====Type of Organisation:====
Hitchin Hackspace is a community organisation devoted to providing everyone with a place to explore all kinds of creative technologies, engineering and crafts.<br/>
Does the group have a constitution: Yes – Paper Copy?<br/>
Directors/Chair person/committee:<br/>
We have a small committee.<br/>
Does the group have a bank account: Yes – Details?<br/>
How often does the group meet: Weekly on Mondays from 19:00 to 22:00.<br/>
Number of paid up members: 20<br/>
Number of active members at any meeting: 10-15<br/>
Age group of members: 16-65. (Having members under 18 will mean we need some extra paperwork)<br/>
====Group Finances:====
Turn over: £4000<br/>
====Insurance Requirements:====
Type of cover required: Public / 3rd Party Liability Insurance. Contents / Theft cover for group owned equipment.<br/>
Is Buildings Insurance required: Not currently. Building owned by Hitchin Council leased to Triangle Community Gardens(provide contact details. Is this true?)<br/>
Does the Group have existing cover: Not currently<br/>
Type of activities to be covered:<br/>
Members making/working on projects, low power DC electronics projects using soldering irons, hand tools, handheld battery power tools, handheld mains power tools, computers and computer controlled equipment like laser cutters and 3D printers, in a group context with appropriate training provided. <br/>
Tools used:
Hand tools<br/>
Soldering Iron<br/>
Handheld battery power tools<br/>
Handheld mains power tools<br/>
Cordless drill<br/>
Laser cutter<br/>
3D printers<br/>
Assets requiring cover:
In process of buying a CNC Laser Cutter (This insurance is a requirement prior to purchase) £3.5k <br/>
Laptop/PC to control Laser Cutter ~£200<br/>
Oscilloscope ~£100<br/>
Thurlby Bench Power Supply £50<br/>
Assorted small tools £100<br/>
====Events:====
Hitchin Hackspace attend events where Public Liability Insurance would be required:<br/>
No of Events: ~4 maker faires per year.<br/>
No of Group Members attending: ~5 <br/>
Do we run our own events?: No<br/>
Do we run workshops at events?: No<br/>
What activities do we undertake at events?:<br/>
Exhibiting / Demonstrating small projects / devices to the public.<br/>
Running BigHak a battery powered robot vehicle capable of carrying a single passenger.<br/>
====Access Control and Safety:====
Is access to equipment restricted: Laser cutter will be secured against unauthorised access or use by lockouts on the mains connection and the cover. The unit will be secured in a cupboard / chained to a wall. Only a limited number of authorised and trained custodians will have access to the keys to the machine. Untrained members or visitors will not be allowed to operate the machine without supervision from a trained member / custodian.
Training documentation: The group will have a library of documentation for tools like the Laser Cutter. Procedures borrowed from existing hackspaces<br/>
Risk assessments: We need a risk assessment document<br/>
What safety equipment is in the building:<br/>
Fire alarm<br/>
Fire extinguishers<br/>
First aid kit<br/>
Do you have a trained first aider:  I said we have one trained first aider is this true?<br/>
PAT testing: Everything electrical is PAT test by a 3rd party<br/>

Revision as of 21:46, 28 July 2015

details given to Tennyson:

  • turn over: £4000
  • activities: members making/working on projects using soldering irons, hand tools, power tools and computer controlled equipment like laser cutters, in a group context with training provided. We meet weekly.
  • age group of members:16-65. (they said having members under 18 will mean we need some extra paperwork)
  • assets requiring cover: current assets not worth anything, ultimately may need £10k contents.
  • building cover: not required
  • existing insurance: nothing/covered by members own insurance.
  • cover required: public liability, possibly contents, asked them to suggest what types of insurance we might need.


Follow up for further detail, answers provided in bold

  • Number of members
    • 20
  • Number of active members at any meeting
    • 10-15
  • Times of meeting
    • 7-10pm, once a week
  • Risk control
    • Lock outs on power and cabinet of laser cutter
    • Training documentation
    • Risk assessments
    • Procedures borrowed from existing hackspaces
  • What safety equipment is in the building
    • Fire alarm
    • Fire extinguishers
    • First aid kit
  • Do you have a trained first aider
    • I said we have one trained first aider is this true?
  • PAT testing?
    • Everything electrical is PAT test by a 3rd party
      • This is true for most of my electrical items as I've got them tested at work or at Makerfaires. Do we have a contact who could test the laser cutter?
  • Where is the building
    • I gave them the name and pointed him to our website for directions/address
  • Directors/committee
    • We have a small committee
  • Types of tools
    • Soldering Iron
    • Cordless drill
    • Laser cutter
    • No woodworking tools
    • 3D printers not mentioned
  • Events we go to
    • ~5 members attend
    • ~4 makerfaires per year
    • we don't run our own events
    • We don't run workshops at events


They had looked at our website and had seen bighak, though didn't ask for any further information about it.


Mike's version

Insurance Quote Details for Hitchin Hackspace

Location / Site to be covered by insurance

Address:
Ransoms Recreation Ground Pavilion
Ransoms Recreation Ground
Grove Road
Hitchin
SG5 1RQ

Nearest Postcode for Google Maps: SG5 1RB Alexandra Road

Type of Organisation:

Hitchin Hackspace is a community organisation devoted to providing everyone with a place to explore all kinds of creative technologies, engineering and crafts.
Does the group have a constitution: Yes – Paper Copy?
Directors/Chair person/committee:
We have a small committee.

Does the group have a bank account: Yes – Details?
How often does the group meet: Weekly on Mondays from 19:00 to 22:00.
Number of paid up members: 20
Number of active members at any meeting: 10-15
Age group of members: 16-65. (Having members under 18 will mean we need some extra paperwork)

Group Finances:

Turn over: £4000

Insurance Requirements:

Type of cover required: Public / 3rd Party Liability Insurance. Contents / Theft cover for group owned equipment.
Is Buildings Insurance required: Not currently. Building owned by Hitchin Council leased to Triangle Community Gardens(provide contact details. Is this true?)
Does the Group have existing cover: Not currently
Type of activities to be covered:
Members making/working on projects, low power DC electronics projects using soldering irons, hand tools, handheld battery power tools, handheld mains power tools, computers and computer controlled equipment like laser cutters and 3D printers, in a group context with appropriate training provided.

Tools used: Hand tools
Soldering Iron
Handheld battery power tools
Handheld mains power tools
Cordless drill
Laser cutter
3D printers

Assets requiring cover: In process of buying a CNC Laser Cutter (This insurance is a requirement prior to purchase) £3.5k
Laptop/PC to control Laser Cutter ~£200
Oscilloscope ~£100
Thurlby Bench Power Supply £50
Assorted small tools £100

Events:

Hitchin Hackspace attend events where Public Liability Insurance would be required:
No of Events: ~4 maker faires per year.
No of Group Members attending: ~5
Do we run our own events?: No
Do we run workshops at events?: No
What activities do we undertake at events?:
Exhibiting / Demonstrating small projects / devices to the public.
Running BigHak a battery powered robot vehicle capable of carrying a single passenger.

Access Control and Safety:

Is access to equipment restricted: Laser cutter will be secured against unauthorised access or use by lockouts on the mains connection and the cover. The unit will be secured in a cupboard / chained to a wall. Only a limited number of authorised and trained custodians will have access to the keys to the machine. Untrained members or visitors will not be allowed to operate the machine without supervision from a trained member / custodian.

Training documentation: The group will have a library of documentation for tools like the Laser Cutter. Procedures borrowed from existing hackspaces
Risk assessments: We need a risk assessment document

What safety equipment is in the building:
Fire alarm
Fire extinguishers
First aid kit

Do you have a trained first aider: I said we have one trained first aider is this true?

PAT testing: Everything electrical is PAT test by a 3rd party